Insurance risk surveyor

risk consultant risk control surveyor risk control adviser
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Career outlook for

Figures and forecasts for roles at the same level, which require similar skills and qualifications.

Average UK salary

Currently employed in Scotland

Jobs forecast

This information is supplied by LMI For All, where data is currently available for Scotland.

What's it like?

You would check buildings, machinery and other possessions that people want to protect with insurance. You’d spot issues that that could be a potential danger and explain to people how to make things safer.

You could do surveys of buildings, machinery, transport and other sites or items that need to be insured. You’d then report back to insurance underwriters who would then decide how much to charge for the insurance policy, and the terms and conditions of the policy.

You would normally assess the risks related to one of these specialised areas:

  • Fire and perils – examine plans, construction and fire protection systems
  • Accidents and liability – find possible risks to employees, customers and visitors on a building or site
  • Engineering insurance – look for faults and risks in mechanical and industrial plants, machinery and equipment
  • Burglary and theft – inspect business premises to check security and storage methods

In all these areas you explain the issues clearly to people who are not experts, and persuade them that it would be better to make some changes. You’d make sure that the companies understand the risks and have put in place a plan to manage the risks. You would make sure that they have introduced good health and safety procedures.

You would usually work for general insurance companies, brokers, firms of specialist surveyors or local authorities.

Working conditions

Hours

You will usually work standard office hours, Monday to Friday. You will need to be flexible with your working hours as you’ll sometimes need to work evenings and weekends. Part-time work is often available.

Environment

Your time will be split between an office and the inspection sites. The job may sometimes involve working outdoors in all weather conditions and at heights.​

Travel

You would have to travel to inspect each site. In some cases this may involve stays away from home.

UK employment status

Full-time

Part-time

Self employed

Here are some of the skills that people in this job would be most likely to have:

  • Communicating with people
  • Explaining things
  • Working as part of a team
  • Persuading people
  • Communicating ideas through writing
  • Working on your own
  • Using computers
  • Being logical
  • Researching and investigating
  • Time management

Build your skills

Your skills can help you choose the career that’s right for you. You can build your skills through work, study or activities you do in your spare time.

To understand more, have a look at what are my skills?

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Getting in

Entry requirements for courses can change. Always contact the college, university or training provider to check exactly what you’ll need.

Foundation Apprenticeships

Choosing a Foundation Apprenticeship as one of your subjects in S5 and S6 can help you get a head start with this type of job.

You'll get an SCQF level 6 qualification (the same level as a Higher) plus valuable work placement experience and skills you can't learn in a classroom.

Interested? Find out what's on offer at your school on Apprenticeships.scot.

Qualifications

Though there are no set routes to enter this job most entrants have an honours degree at 2.1 or above and considerable industry experience in insurance/underwriting.

Any degree subject is acceptable, but science or technologies, financial, business studies or risk management qualifications are particularly helpful. 

Useful subjects

  • English (required by most employers and courses)
  • Maths  (required by most employers and courses)
  • Accounts
  • Economics
  • Statistics
  • ICT subjects
  • Business subjects
  • Humanities subjects

Helpful to have

Once in the job further professional qualifications are available from the Chartered Insurance Institute (CII), the Institute of Risk Management (IRM) or National Examination Board in Occupational Safety and Health (NEBOSH).

Technical Modern Apprenticeship in Insurance (SVQ level 4).